A man in a suit and black shirt is smiling for the camera.

Welcome to
Mortgages by Kam,
where trust and
experience makes
a difference.

Helping families & individuals navigate home financing options by sharing the knowledge needed to make informed decisions.
A man standing in front of a sign that says heart & hustle
heart and hustle

It's our motto.

At the center of our business is our motto, "Heart and Hustle," which perfectly sums up how we work. We bring genuine care and compassion to every client interaction, where your home purchasing journey becomes our journey, and we pair it with the drive and determination to deliver exceptional results, every single time.

mortgage solutions that deliver results

Whether you're starting fresh, making changes, or continuing your journey, we're here to guide you every step of the way.

A black and white drawing of a house with a chimney.

Buying

Buying a home builds equity, offers stability, provides personal freedom, creates investment opportunities, and serves as a foundation for financial growth.

A hand is holding a dollar sign in its palm.

Refinancing

Refinancing your home can lower monthly payments, reduce interest rates, consolidate debt, access equity, and better align with financial goals.

A black and white drawing of a house on a white background.

Renewing

When renewing your mortgage, compare lender offers, assess new terms, review financial goals, consider interest rates, and negotiate for better options.

stress-free experience

We make it easy to work together.

No-Fee Service

There are no fees associated with our services. Only in unique financing situations does this come up, and we'll discuss all the terms and details upfront before you commit to any financing.

How do we get compensated? Our lender partners pay us for bringing them business they wouldn't likely see. This also has no impact on your mortgage rate.

ACCESS TO options

We partner with a wide range of trusted lenders to ensure you get the best mortgage options perfectly suited to your unique scenario.

some of trusted lenders
technology and client care

We're a tech-forward team with a highly personalized touch.

Our team seamlessly blends modern technology with a personalized approach to deliver a streamlined and stress-free experience. While our tech tools ensure efficiency and convenience, we never lose sight of the importance of building genuine connections and understanding your unique needs. With us, you’ll always have the perfect balance of innovation and personal care.

Kind words from some clients. Thank you!

"We are incredibly grateful to the team at Mortgages by Kam for their exceptional service and support throughout our home-buying journey. From the beginning, they efficiently guided us through the pre-approval process, ensuring we understood every step. Their dedication and expertise were evident as they worked tirelessly to find the best mortgage options for our family."

Aderemi Adeoye

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"This was our first time working with Kam for the mortgage of our new home. Kam and team were friendly, efficient, professional and knowledgeable. I appreciated having the ability to upload required documents once available for reference. The team had very good communication with our family which made this transaction easy to navigate from start to finish. Would highly recommend working with Kam, it makes such a difference having these professionals on your side!"

Kim & Lisa Tran

"I would like to take a moment to share my experience working with Kam throughout the mortgage financing process. Kam was incredibly knowledgeable, professional, and patient as he guided me through each step, making what could have been a stressful experience smooth and seamless. His understanding of the mortgage industry and his dedication to helping clients like myself was evident from our first conversation. Kam went above and beyond to ensure that I understood all my options and helped me secure a great mortgage deal. I truly appreciate his expertise and support, and I highly recommend his services to anyone in need of a reliable mortgage broker. Thank you, Kam, for your exceptional service!"

Anupam Srivastava

"The office staff was very friendly and helpful and Kam made me feel very comfortable. My situation was causing me anxiety and stress, Kam however, made me feel so much better and I was so thankful to have moved into my little house!"

Maureen Orr

"We are incredibly grateful to the team at Mortgages by Kam for their exceptional service and support throughout our home-buying journey. From the beginning, they efficiently guided us through the pre-approval process, ensuring we understood every step. Their dedication and expertise were evident as they worked tirelessly to find the best mortgage options for our family."

Aderemi Adeoye

"This was our first time working with Kam for the mortgage of our new home. Kam and team were friendly, efficient, professional and knowledgeable. I appreciated having the ability to upload required documents once available for reference. The team had very good communication with our family which made this transaction easy to navigate from start to finish. Would highly recommend working with Kam, it makes such a difference having these professionals on your side!"

Kim & Lisa Tran

APPLY NOW OR CONTACT KAM

Whether you're looking to buy, refinance or renew, talk to us and get your best financing options.